Retirement Plan Services
Through LPL Financials’ Retirement Plan Consulting Program, we assist plan sponsors in the design and ongoing review of retirement plans to help them meet their fiduciary obligations. Alpha Wealth partners with plan sponsors to deliver comprehensive retirement solutions, from fiduciary guidance and best practice consultation to participant education.
Guidance For Employers
- Investment Support: Provide recommendations and guidance in connection with the development or review of an Investment Policy Statement, with final approval, adoption and responsibility retained by the plan sponsor or committee
- Customized Education Programs: Educate employees on planning for today while saving for the future, focusing on financial wellness as part of their overall retirement goals
- Experienced Guidance: Serve as a consultative partner to your HR department with respect to the retirement plan, allowing you more time to focus on other aspects of your business
- Fiduciary Know-How: Follow a disciplined process designed to support plan fiduciaries in operating your plan within the latest fiduciary guidelines
Guidance For Employees
- One-on-One Guidance: Provide one-on-one education and, where engaged, investment advice consistent with ERISA 3(21) to help employees make informed decisions
- Retirement Readiness Assessment: Guide employees in projecting future income needs and assessing whether they’re on track to meet retirement goals
- Comprehensive Financial Wellness: Educate employees on budgeting, debt management and investing basics to improve their overall financial literacy
- Rollover & Transition Support: Provide clear guidance on employees’ options for existing plan assets when they change jobs or retire
- Estate Planning: Access to Wealth.com’s digital estate planning platform to create customized wills, revocable trusts and power of attorney